October 11, 2008

Is it time for the tar and feathers?

Posted in America, bailout, Barack Obama, Comedy, decision making, Humor, lie of the day, life, Personal, Politics tagged , , , , , , , , , at 5:00 pm by keithwilbur

 

I, like most average Americans, am pissed with what is going on in our country.

We see our life savings being sucked into some kind of banking black hole that we do not fully understand beyond the fact that it is the result of greed . We see our presidential candidates do the same bull crap mud slinging at each other and when asked a straight question  we never hear a straight answer. We are shown short clips on TV why an idea is a good or bad idea. These ads try to sell us fear in 30 seconds or less. Then you are sent a 200 page book so you can be informed. I think to myself, ‘ right I have to work 60 + hours per week and I now I need to read 200 pages to get a bit of truth ( maybe ) ‘, is this the plan?  

Less than a week after the federal government had to bail out American International Group Inc., the company sent executives on a $440,000 retreat to a posh California resort, lawmakers investigating the company’s meltdown said. 

The tab included $23,380 worth of spa treatments for AIG employees at the coastal St. Regis resort south of Los Angeles even as the company tapped into an $85 billion loan from the government it needed to stave off bankruptcy…

… During the second Presidential debate Tuesday night, Democrat Barack Obama said the U.S. Treasury should demand the money be returned and top executives be fired. Republican Senator John McCain did not specifically address the spa vacation by AIG employees…

For the complete article visit:AIG Execs Take Spa Vacation

So how is this for an idea; We the people just got screwed and the first thing we hear is that these jokers are taking the tax bailout money we give them and they are going to take a vacation at the tune of what?

What will it take to get some honesty or responsible behavior? Maybe a good old fashioned tar and feathering?  

Truth or lie?

Navy Base Open Day

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October 10, 2008

Is it impossible to truely plan our future? Truth or Lie?

Posted in America, Blame, Business, capitalism, decision making, lie of the day, life, lobbyists, opinion, planning, Politicians, Politics, progress, societies, The Economy, voting, Wall Street tagged , , , , , , , , , , , , , , , at 2:01 pm by jimwilbur

For over twenty years of my working life I designed large scale custom homes and developed working drawings and specifications for those homes. I can tell you based on my life experience that planning is very hard and that the hardest part of planning has to do with people. For instance, once after having spent hundreds of hours developing – first a written design program then a series of schematic designs then several versions of preliminary designs, designs that included detailed floor plans, elevations, site plan and sections; the owner was finally ready to sign off on the design so we could start the working drawings, and specifications, the actual documents a builder would use as a guide to build the house.

The married couple who was planning on having this house built was just about to sign off when the wife said, “before I sign off on this design, I have one question”. She pointed to a symbol on the floor plan and said, “my husband and I have both been wondering what this symbol means”. The symbol she was pointing to was one of the most basic floor plan symbols used to communicate an important element of home design, it was the symbol representing a door. So, I quizzed them a bit and I started to realize that they didn’t understand what many of the symbols on the floor plan meant but had been wasting many hours of their time and my time pretending they did and giving me written approval for this design.

At the time, I was a seasoned designer and had designed at least 100+ homes that were built. I began to wonder, how many times I had gone through this design process with people and they really didn’t understand what I was showing them.

I sometimes wonder if that is not a big part of the problem that we as humans have. We are lead down a certain path of planning by well meaning people or not so well meaning people, we think we know what we are approving when we approve it but we do not. We do not really understand and although we are included in decision making through a democratic process, we really have no idea what we are getting, we don’t even understand the basics but we are so opinionated about what we don’t understand!

And the well meaning try to lead us but we foil their plans because we are so opinionated and because we can be so easily mislead by those who are not well meaning or who are only driven by their own self interest and; although you have elected them and paid them to represent you, they expertly misguide you and persuade you to make decisions that help them personally and may very well be against your best interests.

How is it possible for a well meaning leader to succeed in a situation like this that is so deeply rooted in our own human nature? Are we capable of planning our future in any kind of a meaningful way? I don’t know the answer to this, I am curious what others like you might think.

October 6, 2008

Halloween is going to suck this year – Truth or Lie?

Posted in America, capitalism, Comedy, decision making, fail, faith, foreclosure, gambling, halloween, Humor, lie of the day, life, losing, Policy, Politicians, Politics, responsibility, tent cities, the poor, treasury, Wall Street tagged , , , , , , , , , , , , , , , , , at 12:44 pm by jimwilbur

Here at Lie of the Day – what can we say? We are just doing our job and hoping for the best.

October 3, 2008

Is it an illusion that reason and Western liberalism will win out over fanaticism? Truth or Lie?

Posted in 911, America, belief, capitalism, decision making, democrats, faith, fanaticism, lie of the day, modernity, philosophy, Politics, progress, Religion, Republicans, societies, winning, World tagged , , , , , , , , , , , , , , , , at 5:38 pm by jimwilbur

Even when I take off the illusionary blinders of my culture, no real reason becomes visible that can explain why reason should prevail over fanaticism or why fanaticism should be thought of as culturally backward and something that will disappear over time.

Instead, I see myself as having been blinded by a cultural myth, blinded to the fact that the law of the jungle is very possibly stronger than reason and modernity and may win out in the long run.

What do you think?

October 1, 2008

Whether Truth or Lie – One Man’s thoughts on how a woman’s brain works

Posted in belief, decision making, guys, Humor, lie of the day, life, men, opinion, women tagged , , , , , , , , , , at 2:57 am by keithwilbur

I have my theory about unhappy people. You know the people that never smile if you say ‘hi’ to them. They give you the I know what you really mean grunt or the stare of death.

Truth is, I found if you’re extra nice toward one of these people they only get worse. Anyway, back to my theory ( and please women this is not a knock on women )  it’s just a theory I have – it’s how a man thinks your thinking works. You may have a different theory and who knows one of us may be right. I think all unhappiness is caused by unhappy women and when their men come in contact with them, they become unhappy to, as no woman will allow her man happiness above her own feelings. Again this is just a theory of mine. What do I know?

So you ask why would women be so unhappy? Well that is simple. Women think to much and hold on to past hurts. Women think that all women’s hurts must be the result of some bastard of a man.

I was talking to my own mother about a movie she saw the other day. She went on and on how the men were all bastards towards the woman in this movie. She was cranky all day over this movie. It’s a damn movie! I’m thinking to myself.

So here it is: whether truth or lie – it is this type of thinking on the part of women that is keeping me single.

September 26, 2008

Will this be the New Dollar Bill? Truth or Lie?

Posted in America, Comedy, decision making, Humor, lie of the day, life, Politics, responsibility tagged , , , , , , , , at 1:08 pm by jimwilbur

 Has the American economy tanked so badly that our government is issuing new money? I received this prototype from a friend. Will this be the new dollar bill?

Is it true our economy is so bad they are printing new money?

Is it true our economy is so bad they are printing new money?

September 25, 2008

Video: Can Mama Make it all better? Truth or Lie?

Posted in America, bad decision making, Business, Cheating, Crime and Punishment, decision making, democrats, gambling, lack of integrity, lie of the day, managing money, McCain, No humor in this, Policy, Politicians, Politics, Republicans, responsibility, satire, self help, Taxation, The Economy, the poor, Trends, trust, voting tagged , , , , , , , , , , , , , , , , , , , , , , , at 12:03 pm by jimwilbur

Students at WASU have been talking about this video and others. Many students have expressed dismay and wonder if this can really be happening.

Join the students of WASU and let us know what you think.

Can Mama make it all better?

Here at We’re All Screwed University students seek the truth!

September 22, 2008

Should taxpayers demand five conditions on trillion dollar blank check? truth or lie?

Posted in America, Blame, Business, Cheating, decision making, democrats, gambling, lack of integrity, lie of the day, life, losing, managing money, Policy, Politicians, Politics, Republicans, responsibility, Robert Reich, Society, Sustainability, The Economy, trust tagged , , , , , , , , , , , , , , , , , , , , , , , , , , , at 7:07 pm by jimwilbur

Robert Reich suggests that five conditions be added to the “blank check” the Bush Administration is requesting to bail out Wall Street:

The public doesn’t like a blank check. They think this whole bailout idea is nuts. They see fat cats on Wall Street who have raked in zillions for years, now extorting in effect $2,000 to $5,000 from every American family to make up for their own nonfeasance, malfeasance, greed, and just plain stupidity. Wall Street’s request for a blank check comes at the same time most of the public is worried about their jobs and declining wages, and having enough money to pay for gas and food and health insurance, meet their car payments and mortgage payments, and save for their retirement and childrens’ college education. And so the public is asking: Why should Wall Street get bailed out by me when I’m getting screwed?

So if you are a member of Congress, you just might be in a position to demand from Wall Street certain conditions in return for the blank check…

1. The government (i.e. taxpayers) gets an equity stake in every Wall Street financial company proportional to the amount of bad debt that company shoves onto the public. So when and if Wall Street shares rise, taxpayers are rewarded for accepting so much risk.

2. Wall Street executives and directors of Wall Street firms relinquish their current stock options and this year’s other forms of compensation, and agree to future compensation linked to a rolling five-year average of firm profitability. Why should taxpayers feather their already amply-feathered nests?

3. All Wall Street executives immediately cease making campaign contributions to any candidate for public office in this election cycle or next, all Wall Street PACs be closed, and Wall Street lobbyists curtail their activities unless specifically asked for information by policymakers. Why should taxpayers finance Wall Street’s outsized political power – especially when that power is being exercised to get favorable terms from taxpayers?

4. Wall Street firms agree to comply with new regulations over disclosure, capital requirements, conflicts of interest, and market manipulation. The regulations will emerge in ninety days from a bi-partisan working group, to be convened immediately. After all, inadequate regulation and lack of oversight got us into this mess.

5. Wall Street agrees to give bankruptcy judges the authority to modify the terms of primary mortgages, so homeowners have a fighting chance to keep their homes. Why should distressed homeowners lose their homes when Wall Streeters receive taxpayer money that helps them keep their fancy ones?

September 21, 2008

Politician Lies?

Posted in America, decision making, democrats, Integrity, Justice, lack of integrity, lie of the day, life, opinion, Politicians, Politics, Republicans, responsibility, Society, trust, voting, winning tagged , , , , , , , , , , , , , , , , at 5:45 pm by jimwilbur

Give me a break! If there were a politician who had integrity and said the same thing to everyone, that politician would not get elected. Politicians lie because people do not want to hear the truth. People will only vote for politicians who tell them what they want to hear.

This is what I think:

If you want to get elected you are expected to lie about many things.

If you had an extra-marital affair, you are expected to lie.

If you smoked pot as half of all Americans have, you are expected to lie.

If you ever cheated on your taxes, you are expected to lie.

It seems that American’s are currently incapable of facing the reality that politician’s are human, that all politician’s have skeleton’s in their closet, relative to the expectations of the American public, that political parties will use these skeletons and if they can’t find any, the political parties will manufacturer them through negative public relations campaigns. Why should we expect our politicians to be somehow morally superior to us, the average citizen?

We elect politicians to do a job.

Our politicians should be qualified to do that job.

Our politicians should not be corrupt and should not have a record of corruption. This is not a simple matter. What determines if a politician is corrupt?

This is the definition of corruption per the Merriam-Webster dictionary:

1. Impairment of integrity, virtue, or moral principle 2. Inducement to wrong by improper or unlawful means (as bribery) 3. A departure from the original or from what is pure or correct 4. An agency or influence that corrupts. 

So good voters, study this definition well and study to determine if you think a politician fits this definition. If in your best judgement they do then – DO NOT vote for them. We don’t need corrupt politicians!

I predict most voters will continue to elect the politician who lies the most. I believe that is one of the main reasons we have so much corruption built into our political systems. It simply reflects the bad judgement of voters and the limited choices they are presented by our political system.

Karma: Truth or is it just a lie we tell to ourselves?

Posted in America, children, Comedy, decision making, gambling, Humor, karma, lie of the day, life, Lottery, managing money, meaning of life, men, Personal, responsibility, satire, true stories tagged , , , , , , , , , , , , , , , , , , at 3:52 pm by keithwilbur

A few weeks ago I posted on Lie of the day about the lottery being a tax on the poor.  I believe there is some truth to that statement. Don’t get me wrong through, I used to buy lotto tickets now and then, but had stopped buying them because I seemed to never win anything.

It had been about a year since I bought a ticket. Well the other day I was filling my truck with gas and bought a dollar lotto ticket. In the back of my mind I was thinking that karma might help me win because karma in my case always wants to prove me wrong. Sure enough – I won. I thought to myself, hmmm, I posted some thing about the lotto screwing the poor and I win two dollars? Then I think about the old line that karma is a bitch and here at this point in my life, I have come to grips with karma by writing ‘the lotto is a scam’ post about screwing the poor out of there hard earned dollars – by winning! Well being the wild gambler that I am and knowing that karma is going to make sure I win, I decided to go all out – so I buy another two dollar ticket and as Karma would have it I win five dollars this time!

I decided to not push my karma any harder, knowing that karma was using me to take the food out of some poor child’s mouth. So I took my booty and put it in my wallet and hung my head in shame.

Do you think that Karma is real or is it just a lie we tell ourselves?

September 20, 2008

Can a person quit smoking truth or lie

Posted in Comedy, decision making, family, Humor, lie of the day, life, Medical Conditions, men, opinion, Personal, responsibility, self help, Society, Spouses, true stories, women tagged , , , , , , , , , , , , , , , at 10:23 pm by keithwilbur

https://i1.wp.com/www.geocities.com/yahmdallah/winnielangle.jpg

If you smoke, I bet YOU you won't make it to 100!


I’ve had this picture in the ideas folder for some time now. I knew I wanted to do something with it, but I just could not figure out what I wanted to do. First I thought, ahhh!, make a joke, the line could say, “I knew it, the whinny liberals don’t want us to enjoy our life!”. Finally it hit me; what I wanted to write about smoking here is that I am a former smoker and I can tell you this – between my ex-wife and smoking I am not going to see 100.

What I want to say about smoking and pass on is how I quit, because its a real pain in the butt to quit. I was no lightweight smoker, I smoked 2 packs a day. I started smoking when I was 16,  you know to be cool. Then I got married. My new wife (at that time)  asked me to quit. I did and did not smoke again until I got to know the real woman that I had married and got so stressed out that I started smoking again.

So I started smoking again. Well, it took me ten years then one day it hit me. I thought to myself,  you dumb ass your killing your self do you really want that c___ to out live you? So, I started trying to quit, first cold turkey. I had done that one once before but I was newly married to what I thought was a good woman and I was getting sex so cold turkey was not all that bad. That was when I was single and hooked and I tried cold turkey – no luck at all. To make a long story short, I tried several ways before I came up with what worked for me. I took an empty coffee can outside, smoked my last cigarette, then I took the money for the next two packs for that day, put the money in the coffee can and then I made a vow to myself that I would put the money in the coffee can each day and I could not touch it for two years but, if I had a cigarette even a bummed one, I would burn all the money in the can.  I made it for 21 days, I broke my vow to myself – there was 80 dollars in that can. Money was tight at that time and really important to me and it damn near killed me to keep my vow to myself and to burn up the $80.00 but I knew it would have been burned up anyway if I had smoked the 21 packs.

I have not had a cigarette since 1998 and after two years I had saved a little bit over $2,735.00 in that same can. I added this money towards buying a nicer Yamaha ATV. Mostly I am so glad that I quit.

If you smoke and want to quit I hope you find a way too.

I hope to hear some other true story’s for quitting smoking of course you can lie too.

Should Prostitution be Illegal? Truth or Lie

Posted in America, Business, Crime and Punishment, decision making, Medical Conditions, men, Politics, responsibility, Society, women, Work tagged , , , , , , , , , , at 2:46 pm by keithwilbur

Worlds oldest profession, right?

I have frequently heard it said that prostitution is a gateway to drugs and crime. It seems to me that this is true but only because prostitution is illegal and forced to be practiced in league with other illegal activities. Through forced association, prostitution does become a gateway to other crimes.

If prostitution were legal it would be regulated like any other business. Prostitutes would be sex workers with rights and privileges, advantages and disadvantages like any other employee. There would be some crime and corruption no doubt, to the extent that there is crime and corruption in legitimate businesses not forced into association with illegal activities. Prostitution would become a service oriented business.

There are many lonely people who for one reason or another are not able to have normal relationships with benefits of sharing in a sexual way. The reasons for this may be medical, emotional, self-esteem issues, perceived social status or fear of intimacy and there there are likely many reasons I have not thought of that some men and woman might want or need this service. As citizens in a free country, I think their reasons for wanting or needing this service are none of my business. Legalizing prostitution would lessen the tax burden on the average citizen because these businesses would pay taxes and contribute to the welfare of the community by doing so. The cost of law enforcement could be reduced or the resources available to law enforcement currently be used to enforce laws against sex business could be redirected toward actual heinous criminal activities that actually DO harm to citizens such as those crimes related to violence, fraud and deception.


To further refine the title question: Why do taxpayers allow tax dollars to be wasted through criminalization of behaviors that may be deemed distasteful but that do not harm then further waste tax dollars to enforce those same laws?

It just makes sense to mind our own business, to allow people who want to provide these services and people who want to use these services the freedom to do so.

September 15, 2008

Has the Republican Party recently changed its strategy? truth or lie?

Posted in America, Comedy, decision making, gambling, Humor, lack of integrity, lie of the day, Lipstick on a pig, McCain, opinion, Palin, Politics, Republicans, responsibility, satire, Society, trust, winning tagged , , , , , , , , , at 11:40 am by jimwilbur

In a prior post I sort of half-assed lined out what I thought the Republican Party strategy has been for the past seven or so years.

I think McCain/Palin has changed strategy. They are using the Snipe hunting strategy.

When I was in High School, most every boy at one time or another went with his already initiated friends to hunt Snipe or Side Hill Dodgers or Hide-Behinds.

It was a right-of-passage. I went out with my friends, my gunny-sack (you always caught these things in gunny-sacks) for my first Snipe hunt, my Dad told me ‘son, there is no such thing as Snipe’. I knew my friends wouldn’t lie to me so I went hunting with them but by my third hunt I started to wonder if maybe my Dad knew something I didn’t know, as I had yet to see one Snipe.

It was a play on my youthful gullibility.

I am guessing that McCain/Palin are gambling that most people now-a-days haven’t gone through that right-o-passage…

I am guessing that McCain/Palin are gambling that most American’s will not use the internet to research the facts about their claims for themselves.

They are probably right.

I would call the McCain/Palin strategy ‘The big gamble’ strategy. It seems to me that they take big gambles on just how gullible Americans might really be.

Looks to me like they are doing pretty good!

September 14, 2008

Utopia is there such a place – Truth or lie?

Posted in 911, America, decision making, family, hope, Humor, lie of the day, Lies of kindness, life, losing, managing money, opinion, responsibility, self help, Society, the poor, trust, utopia, World tagged , , , , , , , , , , , at 4:18 pm by keithwilbur

This is a bit of a personal story and a true story. I have a friend that moves all over looking for utopia. He drags his family from town to town and state to state they never settle in one place long enough to find decent jobs, they always complain about no work. After about two months they complain the people in these new towns do drugs or drink to much, jobs in the area just don’t pay enough. They live on the edge of life, but with the thought that some one, some where be it family or big brother will keep them them from falling into the abyss. They don’t see that they fell long ago and that they are at the bottom and looking up and only able to see assholes.

So here is my question – Is there such a place that you can go to or is utopia a state of your own mind?.

September 13, 2008

The check is in the mail. We all know this is a lie!

Posted in decision making, Humor, lie of the day, managing money, Personal, responsibility, Society, trust tagged , , , , at 8:36 pm by keithwilbur

We all know this is a lie. At one time or another we have all called for our money, oh its in the mail, or I will get it to you next week.

When someone owes you and you get the runaround what do you do?

Should McCain put Palin on the Supreme Court? Truth or Lie

Posted in America, Comedy, decision making, Humor, Injustice, Justice, lack of integrity, Policy, Politicians, Politics, Religion, Republicans, satire, Society, Trends, winning, women tagged , , , , , , , , , , , , , , , , at 2:44 pm by jimwilbur

From a recent Newsweek article, Dahlia Lithwick argues that McCain should  put Palin on the Supreme Court rather than have run her as his Vice President.

Palin for Supreme Court

After reading the article, I think Lithwick’s logic is sound and that this would be a great course of action for John McCain to follow.

Here is a quote to demonstrate just how sound her logic is:

Finally, Palin has revealed, both as the mayor of Wasilla and then as the chief executive of Alaska, a style of governance that features the not-infrequent firing of dissenters. Among the growing list of those dismissed or threatened with removal on Palin’s watch were Mary Ellen Emmons, the Wasilla town librarian and vociferous opponent of Palin’s proposal to dabble in book banning, and John Bitney, Palin’s legislative director, who was dating the not-quite-ex-wife of one of her husband’s friends. Palin is also the subject of an ethics investigation for firing Walt Monegan, the Alaska Public Safety commissioner, who declined to fire the state trooper divorcing her sister. I can’t help but wonder if following two years of scandals surrounding the Bush administration’s decision to terminate nine U.S. attorneys for their imagined disloyalty, John McCain might be nervous about a vice president with a proclivity toward doing the same thing. If McCain puts Palin on the Supreme Court, however, she has only a trio of law clerks and a secretary to hire, and each can be vetted for ideological purity.

No fair arguing that Palin isn’t experienced enough to sit on the highest court of the land. What matters—far more than experience—is one’s unyielding moral certainty, relatability and gender. And Palin has these qualities in spades. Washington’s old-boy problem hardly ends at the Oval Office. If ever there were a D.C. institution in dire need of a place to plug in a breast pump, it’s the Supreme Court. And Palin has already proven that neither the courts, nor precedent, nor even the Constitution itself will be a match for the force of her will. America has finally found someone suited to put the “law” back into scofflaw, and it’s Sarah Palin. McCain shouldn’t waste her talents on state funerals.

Getting a deal when you know they are down

Posted in decision making, family, hope, Integrity, life, losing, Personal, responsibility, self help, Spouses, trust, women tagged , , , , , , , , , , , at 1:21 pm by keithwilbur

Hypothetical:

Say you are at the flea market and you see a woman there with two small children trying to sell personal items. You can tell she and her kids are down on their luck. It is near the end of the day. Her kids are a bit whinny. You talk with her and find out her husband died last year. She tells you it has been a slow day at the flea market.  She really needs the money to feed her kids.  The only thing she has of any value is her wedding ring. She tells you her late husband paid $10,000 for it eight years ago and it is obvious worth that, but she needs to feed her kids.  She is willing to sell it for $500.00. She is desperate.   You have the $500.00 on you but you pull out $150.00 and tell her that is all you have. She cries as she hands you her ring.

Truth or Lie –  Would you take advantage of a person down on their luck? It is not like you know them.

September 8, 2008

Can biologists create life? Truth or Lie

Posted in biology, creation, decision making, Energy, genetics, life, Politics, Religion, responsibility, Society, technology, Trends, Work tagged , , at 3:17 pm by jimwilbur

Can a molecular biologist create an evolving system that satisfies the conditions of life, but isn’t anything like life on earth now?

Self replicating biological systems

Should he?

September 7, 2008

The Gray Area: Is It Used To Much – Truth Or Lie?

Posted in Business, Cheating, decision making, Integrity, on the job, Personal, responsibility, trust tagged , , , , , , , , , , at 1:15 pm by keithwilbur

“Hypothetical: “ Suppose you are a taxi driver. One morning you go to work and have coffee with a co-worker. She tells you how she made over $200.00 helping a person she was sure was a drug dealer by driving him around town in her taxi to do what she believed were drug deals.

This co-worker considers herself a responsible, good citizen who is doing nothing wrong in this particular case. She considers this a gray area. She is turning a blind eye toward what this passenger might be doing because she profits by being his driver.

Do you have situations in your life with gray areas and where do you draw the line?

September 5, 2008

Is the lottery a scam to tax the poor? truth or lie

Posted in America, decision making, family, gambling, hope, losing, Lottery, managing money, Personal, Politics, responsibility, Society, Taxation, the poor, Trends, winning tagged , , , , , , , , at 1:01 pm by keithwilbur

How the Lottery Can Ruin Your Life
The article below is from Dave Ramsey. You can visit the original, using this link
Perhaps the quickest way to ruin your life is to win the lottery.

Don’t laugh. Lots of people think that instantly coming into a few million dollars means life on easy street, money that will be around forever, and no need for responsibility or work.

The truth is very rarely does it work out like that for a lottery winner. Unfortunately, a new study published in the Journal of Behavioral Decision Making finds that people who feel poor are more eager to spend money in an attempt to get rich (this is a good “duh” moment). One recent report found that families who make under $12,400 spend about $645 a year on lottery tickets.

Many poor people are fooled by what they think it means to win the lottery. It’s usually the worst thing that could ever happen to someone.

Coming into a quick pile of cash usually means that people will come out of the woodwork looking to get a piece of your pie. Third cousins whom you didn’t even know existed will call and hit you up for money. You’ll get letters in the mail from complete strangers with every sob story imaginable (unemployed, sick children, in a wheelchair, etc.) in an attempt to get sympathy points and money from you. It puts a big target on your back, and most often it takes you out, too.

When you are feeling the money crunch, the last thing you want to do is spend what little money you have on a super-long shot for money. The odds of winning a lottery are literally about 1 in 125 million.

  • You are 66 times more likely to die from a snake bite.
  • You are 2,001 times more likely to die in the electric chair!
  • You are 2,201 times more likely to die from a hornet, wasp or bee sting.
  • You are 1,488,095 times more likely to die in a car wreck on the way to the gas station to buy the lottery ticket.

Does all this sound ridiculous? GOOD! It’s supposed to sound that way! Banking on winning the lottery is about as ridiculous as it gets!

Think about this for a second. The less money you have, the more wisely you need to manage it because you don’t have as much room for error. When you make a budget and get out of debt, you have some breathing room. Your budget can get busted when an emergency comes up, but that’s why you save up an emergency fund. The ultimate is when you start investing the money you have. The reason for that is eventually your money will grow to enormous sums because of the power of compound interest.

Forget the lotto. Working hard and saving money is the only surefire way to make money. It works every time … unlike the lotto.